pinoy online earning
your guide to online money-making opportunites

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IMPORTANT!
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Yet Another Beginner's Guide to GPT

     Surfing the net, we will almost certainly stumble upon ads which exhort us to participate in online earning ventures. The question that immediately comes to our mind is: Can I really earn money on the internet? The answer, as most of you already know, is YES. But it never is as simple or as easy as these advertisements claim.

Where do I start?
Before joining any program, assess yourself.

     What are your expectations or earning goals? You can go one step further by defining them within a specific time frame. For example, I expect to earn $100 every month. Of course, one must be practical when setting goals, and itís always better to start slow when you lack experience.

    What are you willing to give? Set the limits on how much time, effort and money you are willing and able to invest. This can help you in deciding which programs are worth joining and which will just be a waste of your time. Keeping these limitations in mind can also help you avoid putting in something you cannot afford to, as well as ensures you still have enough time for your normal day to day activities.

    How do you want to be paid? Again, you have a lot of payment methods to choose from. However, valid options may be dependent upon your geographic location, as some payment processors are limited to certain countries only. To maximize earnings, check out and compare all applicable fees involved with each type, as well as its flexibility (funding and withdrawal options), popularity (acceptability online and offline) and reliability.

     Once youíve established your personal comfort zone, its time to go shopping!

What are my choices?
      Thereís an endless array of earning opportunities on the net. This would include but is not limited to:
  • Affiliate Programs

  • High Yield Investment Programs (HYIP)

  • Paid to Click

  • Paid to Download and Install Software

  • Paid to Play Games

  • Paid to Post in Forums

  • Paid to Promote

  • Paid to Read Email Advertisements (PTR)

  • Paid to Review

  • Paid to Display Ads on your Website

  • Paid to Search

  • Paid to Shop

  • Paid to Signup

  • Paid to Surf

  • Paid Surveys

  • Paid to Upload Images

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How do I pick?
     Now, comes the tough part, choosing the programs to pick. Among all those programs that are being advertised, how would you know which ones to choose? Several factors have to be considered, most important of which is: Does the program pay?
This is the part where you have to do your research.

  • Join any one of the numerous forums which discuss Get Paid To (GPT) programs. And just donít read the posts, participate! Ask now to avoid regrets later. Each type of GPT program has its own advantages and disadvantages. Some tips for one type will not necessarily be useful for another. By actively discussing, you learn more, and can be of help to other as well. Plus, the friends you make may lead you to more lucrative earning opportunities.

  • Take the time to study the personal websites which promote various GPT programs. More often than not, you will find useful tips, links and tutorials. More importantly, you may notice that some programs are being mentioned more often than others. At the very least, this signifies that these programs have paid these individuals, and can therefore be considered more reliable than others.

  • After scoping out the possibilities, pick a group of programs you think are worthwhile and check them one by one. Personally, I use the following criteria in assessing prospective programs:

    1. Website Layout and Design Ė At the very least, the Program Owner (PO) should have made some effort to enhance site attractiveness, especially if a familiar-looking template is being used. You must remember that anyone with extra cash can easily establish a fly by night PTR, autosurf or other GPT program.

    2. Basic features, FAQ and Terms of Service Ė Study the program features and be familiar with the Terms of Service, especially with regards to Requirements, Services Offered and Compensation Details, to avoid unexpected and unpleasant shocks in the course of your membership. Are you qualified to participate? Keep in mind that some programs have country restrictions. Reading the fine print can save you from regrets later. Another thing you should note is if the site content is a mere copy of other programsí content, or if it has been customized for the program. Check if the PO made provisions for every possible issue that may arise.

    3. Program Sustainability Ė Analyze the programís mode of revenue generation as this is where your income will be derived from. Is it feasible and sustainable? It is generally agreed upon that if something appears too good to be true, it usually is.

    4. Support Features Ė A good program will always provide its members with several venues for communicating concerns, issues, comments and suggestions. Forums not only provide allow current members to give feedback, they also give prospective members a glimpse into the inner workings of the program.

    5. Other Features Ė Does the program offer additional services/bonuses for participation?

    6. Background Ė Try to research the Programís history, look up the domain at WhoIs.ws or WhoIs.net. Identify the PO, and verify if he/she owns/has owned other programs. Search for discrepancies in address and telephone numbers. Even just the web hosting info can give you an idea of how long the PO plans to sustain his program.

     After picking your finalists, sign up for your programs. Be careful though. Initially, when presented with the bewildering array of seemingly excellent programs, you will feel the urge to sign up for every one of them. Although this can be fondly viewed as a rite of passage for the GPT newbie, chances are you may be wasting precious time and effort that could be otherwise invested in more fruitful ventures. Do not spread yourself too thin. Less is more.

Iíve signed up. Now what?
     NowĎs the time for you to hold up your part of the bargain. Do what is required of you, and do it well. If you have time to spare, join your programís site support forum to keep yourself up-to-date.

     After some time, your perception of the program may change, as will your values. If you feel something isnít working for you, donít force yourself to continue. Cut your losses and move on. Consider it a lesson learned, and make sure to pass your info on to others. The GPT business is dynamic, and what was lucrative then may not be so now.

     A reminder though, this is the stage where plenty become entrapped in the rigid daily routine of online earning. Donít neglect your offline life! Get out in the sun, go shopping, play basketball, fulfill your obligations! Remember, this is just a means to the end, and not the end itself.

Iíve reached payout!
     Congratulations! Many may still feel the need to go on, or to reinvest. But make sure you enjoy the fruits of your labor. After all that hard work, you deserve an extra-special treat!

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Glossary of Terms

Autosurf
Programs which require members to view a certain number of sites that are displayed automatically in exchange for traffic credits and/or cash bonuses.
Ex: 4daily
read more

CPC
AKA Cost per Click, the cost of one click on a listing, keyword, banner, or advertisement for which you would pay each time the user selects/clicks on the hyperlink.

CPM
AKA Cost per 1000 Impressions (M refers to the Roman Numeral Milia=1000), a measure used for internet marketing

Country Tiers
A variable classification or ranking of countries that is frequently, but not always used in calculating the actual value of hits received from each.
Ex: First tier countries: US, UK
read more

E-currency Exchanger
An individual or organized group of individuals who participate in transactions involving the exchange of one form of e-currency into its equivalent in another form based either on current market value or the exchanger's rates.
Ex: TheGoldShop.biz
read more

Doubler
A term used to denote investment programs that promise to double funds invested within specified period of time.
Ex: MyCashDoubler


Egold
As defined in Egold.com, "e-gold is an electronic currency, issued by e-gold Ltd., a Nevis corporation, 100% backed at all times by gold bullion in allocated storage."

read more

Ebullion
As defined in E-bullion.com, "e-bullionģ is electronic bullion: international electronic currency fully backed by physical precious metals stored on behalf of account holders in Treasury Grade bullion storage facilities."
read more

HYIP
AKA High Yield Investment Programs; generally used to denote online companies which promise a certain return of investment(%) for ecurrency funds deposited therein. Profit allegedly comes from successful market trading ventures of the program owners, which cannot be always guaranteed. In other words, you deposit your funds, earn a certain rate on them each day, and withdraw your earnings with or without your initial deposit after a specific period of time.
Ex: HYIPMax
read more

Intgold
As defined in IntGold.com, "IntGold (Internet Gold Inc.) is a digital currency, online payment system, and IntGold account processor. Internet Gold Inc. is the sole owner of the InGoldcard ATM debit card system.
read more

Matrix
Loosely, an organizational structure that limits horizontal member growth and increases vertical growth of the program. This imposes a limit to the numbers of direct downlines a good recruiter can have, thus increasing the chances that newcomers will be placed under his downlines instead.

MLM
AKA Multi-Level Marketing, is a system of selling GOODS or SERVICES through a NETWORK of distributors.
Ex: Avon

Moneybookers
A payment processor which requires only email address for the online exchange of funds.
read more

Payment Processor, also Transaction Processor
As defined in www.vpsource.com/glossary.html, a "A financial institution distinct from the bank that processes data from credit card transactions. Providing pre-authorization, post-authorization, and refund services to businesses accepting credit cards. They are responsible for the distribution of funds between consumers and businesses."
read more

Paypal
A payment processor requiring only an email address for the online exchange of funds.
read more

PPC
AKA pay per click, where advertisers bid on certain keywords and are charged per unique click their ads receive.
Ex: Search Engines

PTC
AKA paid to click, where the act of clicking on a link will result in your account being credited with a corresponding reward, monetary or otherwise
Ex: NoBannerZone

PTP
AKA paid to promote, where the act of promoting a program using your referral link will result in your account being credited with an assigned reward, monetary or otherwise. Rewards are usually given based on the number of credits earned, which in turn is dependent on the number of valid visits your referral page receives as well as the quality of visits (eg first tier countries 1 valid hit=1 credit, 2nd tier coutries valid hit=O.5 credits, etc.)
Ex: SAS
read more

PTR
AKA paid to read, where the act of you opting in for email ads, as well as reading them, result in your account being credited with a corresponding reward, monetary or otherwise
Ex 5starpromotions
read more

PTS
AKA paid to surf, where the act of surfing sites in their program
result in your account being credited with a corresponding reward, monetary or otherwise e.g. traffic credits
Ex: Studio Traffic
read more

PTSU
AKA paid to sign up, where the act of signing up under a specified program using a specified link, result in your account being credited with a corresponding reward, monetary or otherwise, after confirmation of activity in the program is received
Ex: Planet Traffic

Ponzi
As defined in Wikipedia, "a Ponzi scheme is a fraudulent investment operation that involves paying returns to investors out of the money raised from subsequent investors, rather than from profits generated by any real business. A Ponzi scheme offers high short-term returns in order to entice new investors, whose money is needed to fund payouts to earlier investors, and to lure its victims into ever-bigger risks."

Pyramid Scheme
As defined in Answers.com, "A fraudulent money-making scheme in which people are recruited to make payments to others above them in a hierarchy while expecting to receive payments from people recruited below them. Eventually the number of new recruits fails to sustain the payment structure, and the scheme collapses with most people losing the money they paid in."

Randomizer
A program which randomly awards the membership fees from its newer members to its older members. Usually, the one-time fees are split between the administration, the sponsor or referring member, and a randomly picked member. Its success depends on the continuous influx of new members.
Ex: Dollar Buddy

StormPay
A payment processor requiring only an email address for the online exchange of funds. Funds can be withdrawn via bank wire transfer or cheque.
read more

Traffic Exchange
A program in which members view websites in exchange for credits which are be used to purchase a number of hits to websites of their choice.
Example: Traffic Pods
read more

Valid hits
Hits that deliver ALL information to the user. This excludes redirects, error messages and computer-generated hits.
read more

Valid Search
The act of searching for a relevant keyword on the net and clicking through to the URLs of the search results. Validity is also dependent on conditions set by Search Engine Administration and Advertisers themselves.
read more

SOME PRACTICAL HOW TO TIPS

How to host your own banners/images

How to create proofs of payment

Referral Recruitment Tips

Step by step guide to opening your first GPT account


* colloquial term for people of Philippine descent